Life Insurance

Secure your family's future with life insurance from Holman.

Holman Life Insurance

Knowing how much life insurance coverage you need to be protected can be a challenge. Many variables go into deciding the right coverage amount for you and your family. Through our network of carriers, Holman can get you started in determining the right policy and coverage you and your family need. Reach out to one of our experts today, and we can begin selecting what makes sense for you and your family.

Term Life Insurance

This is the most affordable type of life insurance. You choose the length of time for the coverage, usually 10, 20, or 30 years, and your premiums stay the same price until the term is done.

People choose this when they want short-term financial security for their families.

Whole Life Insurance

Unlike term life insurance, whole life insurance offers lifelong protection and includes a savings or investment component known as cash value. Whole life insurance tends to have higher premiums. Our specialists can talk to you about the different coverages.

Universal Life Insurance

Universal life is a type of permanent life insurance policy. This type of policy provides a cash value component that can grow over time, as well as flexible premiums and death benefits. Our team of specialists can answer all of your questions.

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    Frequently Asked Questions

    Holman can help make it easy to protect what’s important to you.

    • What are the three main types of life insurance?

      Term life, whole life, and universal life are the three main life insurance policies. It’s important to note that other life insurance variations and subtypes exist, such as variable life insurance, indexed universal life insurance, and survivorship life insurance. These variations have unique features and benefits tailored to specific needs. Consult with a Holman expert to learn more.

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    • How much life insurance do I need?

      The amount of life insurance you need depends on various factors, including your financial obligations, income replacement needs, and future expenses. A common approach is to calculate coverage based on factors like debts, living expenses, and education costs.

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    • How do I choose a life insurance policy?

      When choosing a life insurance policy, consider factors such as your financial goals, budget, and coverage needs. Compare the features of term and permanent policies, and assess the reputation of the insurance company, ensuring it aligns with your long-term objectives.

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