Holman Umbrella Insurance

Extend your personal liability coverage.

Personal Umbrella Insurance

Extend your personal liability coverage with a personal umbrella insurance policy from Holman. Our policies offer additional protection beyond your primary policies.

With an umbrella policy, you can get the peace of mind that you won’t need to come out of pocket in case of an incident with expenses beyond your existing auto or homeowner’s insurance coverage limits. Talk to one of our specialists today to find the coverage that your family needs.

What is Personal Umbrella Insurance?

Umbrella provides additional coverage beyond the limits of your primary insurance policies and can protect you from major claims. Talk to a Holman specialist, and we can help determine if umbrella insurance coverage fits your needs.

What does Personal Umbrella Insurance Cover?

Personal umbrella provides an excess layer of liability protection and covers a wide range, including bodily injury, property damage, and, in some cases, legal defense costs.

Qualifying for Personal Umbrella

You need to have primary insurance policies in place, homeowners, liability, and auto. If you’re interested in obtaining personal umbrella insurance, contact a Holman specialist to review your situation and determine if umbrella insurance best fits you.

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    Frequently Asked Questions

    Is umbrella insurance for you?

    • Why do I need umbrella insurance?

      Umbrella insurance provides an extra layer of liability protection beyond the limits of your primary insurance policies, offering financial security in the event of a lawsuit or significant liability claim.

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    • How much personal umbrella insurance do I need?

      Determining the amount of personal umbrella insurance you need can depend on several factors, including your financial situation, assets, and potential liability risks. While there is no one-size-fits-all answer to how much umbrella insurance you need, depending on your circumstances, you may need higher coverage limits to adequately protect your assets and future income.

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    • What does umbrella insurance cover?

      Umbrella insurance covers liability claims that exceed the limits of your primary insurance policies, such as home or auto insurance.

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    • Does umbrella insurance cover intentional acts?

      No, umbrella insurance typically does not cover intentional acts. It is designed to provide additional liability coverage for accidental or unintentional incidents, excluding deliberate actions.

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